Category 3 water is an extremely unhealthy type of water that contains pathogens and can cause discomfort or illness if consumed or exposed to humans.
Damage caused by category 3 watercan create a breeding ground for black and white molds, toxic fumes, and other hazardous materials. Inhaling or swallowing black mold can lead to skin rashes, eye irritation, and dizziness. Allergic reactions such as sneezing, dry skin, and a burning sensation in the throat and chest are also common.
So, what is category 3 water damage? This is a serious type of damage caused by contaminated water that affects porous materials such as gypsum sheets and wood. In this article, we will provide a brief overview of what category 3 water damage is, what causes it, and the steps you should take to clean and restore the affected area. In cases of category 1 water damage, wet drywall, carpets, cushions, hardwood floors, and more can be dried out and recovered. However, when it comes to category 3 water damage, a remodeling contractor must be called in to remove the damaged drywall.
This is because category 3 water is known to be the best breeding ground for pathogens and mold colonies. Therefore, it is important to be very careful and knowledgeable when performing this task successfully. It is also important to understand the definitions of the categories and types of water damage situations. Water damage comes in several forms and the hazards they pose are not always comparable to the amount of water that penetrates your property.
According to the IICRC water classification system, categories “refer to the range of water pollution, taking into account both its source of origin and its quality once it comes into contact with materials present in the workplace”. This can occur when category 1 water comes into contact with microorganisms such as mold or if water stays on affected objects for more than 24 to 48 hours. When flood water flows into the basement, it can cause irreparable damage to wet drywall, carpets, cushions, hardwood floors, and more. The IICRC Standard for Professional Restoration of Water Damage (IICRC S500) defines three categories of water.
There are specially modified corporate liability insurance policies for companies specializing in water remediation that do not depend on a claims adjuster not discovering that a project involved category 3 water for a loss that would technically be covered by the CGL policy. It is essential for senior leaders in the insurance industry to understand the different categories of water in order to prevent shareholder referral lawsuits alleging management malpractice at the insurance company for paying for water losses excluded from category 3 as if they were category 1 water losses. Knowing the definitions of the categories and types of water damage situations can help you understand what you will face if you are faced with a similar incident. It is also important to be aware that all it takes for claim appraisers to suddenly learn about the different categories of water is a shareholder referral lawsuit alleging management malpractice at the insurance company. In conclusion, category 3 water damage is a serious type of damage caused by contaminated water that affects porous materials such as gypsum sheets and wood. It is essential to be very careful and knowledgeable when performing this task successfully in order to prevent shareholder referral lawsuits alleging management malpractice at the insurance company.